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#1
10-12-2004, 12:02 PM
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good informational resources for first time homebuyers
anyone have good links and info for n00b/prospective homebuyers?
__________________
"What kind of girl ...? Definitely someone cute. Someone who can make him laugh. But he also needs someone's who going to push him - someone who's going to make him do things he never thought he could do." Xanga! 
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#2
10-12-2004, 12:41 PM
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Re: good informational resources for first time homebuyers
__________________
“First coffee. Then a bowel movement. Then the muse joins me.” -- Gore Vidal
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#3
10-12-2004, 02:36 PM
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Re: good informational resources for first time homebuyers
put as much as it is reasonable into your downpayment, as to lower your monthly mortgage. if you do not plan on owning the property for 10 or 20 years, also look for property values in the neighborhood and make sure the property will increase a good amount of value.
i would also look into paying interest only for the first year and then refinancing for a lower rate after the first year. right now it's probably good to do an adjustable loan. well i don't know if interest rates are on the way up, but even montly adjustables have clauses which state that they can't suddenly jump something like 10%. you may consider a 1-year or 3-year arm and just refinance for a lower rate at the end of the term if interest rates are high by then. but personally i would even go for a monthly adjustable loan and then refinance after the first year. you can get a pretty low rate with those.
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#4
10-14-2004, 04:34 PM
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Re: good informational resources for first time homebuyers
__________________
"You -- shake your junk."
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#5
10-15-2004, 02:54 PM
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Re: good informational resources for first time homebuyers
QUOTE:
2. Don't let the previous owner stay after closing. 3. Write a clause into the contract that the previous owner has to take all his or her shit out of the house. Two of the three were learned from experience. There is nothing quite like filling up 50+ garbage bags full of other people's crap.
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#7
10-15-2004, 08:29 PM
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Re: good informational resources for first time homebuyers
QUOTE:
__________________
"What kind of girl ...? Definitely someone cute. Someone who can make him laugh. But he also needs someone's who going to push him - someone who's going to make him do things he never thought he could do." Xanga!
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#8
10-15-2004, 08:37 PM
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Re: good informational resources for first time homebuyers
QUOTE:
Last edited by Craig; 10-15-2004 at 09:13 PM.
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#9
10-15-2004, 10:32 PM
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Re: good informational resources for first time homebuyers
QUOTE:
i'm running out of reasons to be lazy .... so i'm anticipating it will start in earnest soon?
__________________
"What kind of girl ...? Definitely someone cute. Someone who can make him laugh. But he also needs someone's who going to push him - someone who's going to make him do things he never thought he could do." Xanga!
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